As for the worst cities? Meanwhile, Lubbock and Corpus Christi, in Texas; Lincoln, NE; Greensboro, N.C.; and Tuscon, AZ rounded out the top five.

Summer is peak driving season, and a new study finds Philadelphia is one of the worst cities in which to drive.

But there’s much more to it than just the number of cars on the road. The company analyzed 21 key metrics, including average gas prices, average annual traffic delays, rates of vehicle theft and vehicle clubs per capita, ranking them overall in terms of time, money and safety.

“Add up the costs of wasted time and fuel due to traffic congestion on USA roads, and we arrive at a collective total of about $124 billion annually, or about $1,700 per household”, WalletHub said in a statement.

According to the financial website WalletHub, Boston is the seventh worst city to drive in. The highest prices were in San Francisco; San Diego; Chula Vista, Calif.; Los Angeles; and Long Beach, Calif.

According to WalletHub, drivers spend about 200 hours each year on the road and more than 40 hours stuck in traffic. Well, New York, NY unsurprisingly topped the list.

Other cities that received recognition include Birmingham, AL for topping the “Costs” rank, Laredo, TX leading the way for the “Safety” rank and Las Vegas, NV the best for the “Driver and vehicle Wellness” rank.